If an employee uses a network lawyer for the covered services, all attorney fees are covered by the legal plan. Advice and advice on an unlimited number of personal legal matters is also included. When an employee registers legally, they have a lawyer by their side for only a few cents a day. Payments are made conveniently and easily through payroll deductions. Members can speak to our network lawyers in person, by phone or online at our electronic panel® of law firms – whichever works best. And for some legal matters, a lawyer can represent a member in court without him appearing. 62% of adult workers have been involved in a legal problem in the past three years.3 Legal expenses insurance can cost participants as little as $20 per month or $240 per year – less than the average hourly rate of $391 for lawyers in the United States (according to a Law Firm Economics survey by the National Law Journal and ALM Legal Intelligence). 80% of employers said that one of the main benefits of a legal regime is access to above-average legal services.1 Help cover the cost of a range of legal issues with a legal plan and access experienced lawyers to help them plan their estate and more. Our over 40 years of experience in providing legal benefits to businesses of all sizes translates into an easy benefits experience with a team you can trust.
We make the legal plan an easy-to-implement benefit that is also easy to use for employees, with no wait times, usage restrictions, co-payments or application forms. If you are a member of a legal plan, you can quickly access the plan members page to view your employer`s legal plan coverage, or call our Customer Service Centre at 800-821-6400 (8 a.m. to 8 p.m. EST, Monday to Friday). If you`re wondering, “Is legal protection insurance worth it?”, consider both the financial and emotional costs of being left without a legal expert. For situations you never thought you`d have to deal with, such as divorce or bankruptcy, with more common legal issues, such as marriage and buying or selling real estate, a legal plan can help you feel supported and prepared for what`s next. This article is intended for general information about insurance. It does not describe any products or features of Metropolitan Life Insurance Company. Legal problems arise when you get married, have a baby, buy a house, lose a loved one, or have legal documents drafted. For example, since lawyers typically charge $370 per hour for services, the value of a prepaid legal plan is easy to see.* Legal insurance doesn`t seem as urgent until you need a lawyer. A legal plan makes it easier to find and work with a lawyer. First-time enrolment rates average 6% to 8%.
You will find that the number of registrations increases each year as satisfied employees discuss the value of the legal plan with their peers. This type of insurance, also known as a group or prepaid legal right, is most often part of a workplace benefits package. Employees can opt for a legal plan for which they pay a fixed monthly premium or annual fee (usually minimal) and have access to experienced lawyers. Whether it`s a ticket or you finally want to make a will, learn more about MetLife`s legal plans. MetLife Legal Plans is the market leader in group legal plans, serving more than 3,000 organizations. This includes more than 200 Fortune 500 companies®, all major accounting firms, and the world`s largest consulting firms. We have an excellent track record of serving our sponsors and their employees. According to a recent survey of our legal plan sponsors, 99% of respondents were satisfied or very satisfied with the legal plan, and 93% said the legal plan was very manageable.2 For approximately $20 per month, our legal employee benefits program offers value, convenience and confidence by giving you easy and cost-effective access to lawyers for a variety of personal legal services. including advice and advice on an unlimited number of personal legal matters.
If your employer offers legal insurance as part of your benefits plan, you can end up saving a lot of money and effort.